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Hedging Basics — Insurance for Portfolios

7/6/2026

risk-management
options
guide

A hedge is a position that profits when your main position hurts — bought insurance, with a premium cost.

Level by level

Beginner

Simplest hedge: own stocks, buy an index put before an event. Market falls → the put pays; market rises → you lost only the premium.

Intermediate

Common tools: protective puts, collars (sell a call to fund the put), and index shorts against stock baskets. Hedging costs return — it's for protecting, not earning.

Advanced

Beta-weight the hedge (portfolio beta x value divided by index value = contracts) or you're just guessing. Permanent hedging is expensive pessimism; hedge event windows, not forever.

Common mistakes

  • Hedging so much that no upside remains
  • Forgetting the hedge expires (puts decay too)

Practise & tools

_Educational content only — not financial advice. Historical behaviour never guarantees future results._